Does Home Insurance Cover Laptop Damage. While it can be sold as a type of gadget insurance many standard homeowners insurance. If your home is damaged by a covered event like strong winds dwelling coverage.
Water damage including liquid spills and submersion Damage from dropping or stepping on your laptop. Most laptop insurance policies will cover you if you accidentally damage your laptop. What Caused the Damage.
Does Renters Insurance Cover A Dropped Laptop.
This includes water damage. Homeowners insurance policies typically include several kinds of coverageA key coverage is personal property coverage which may help replace your belongings if theyre damaged by a covered perilIf a power surge damages or destroys your electronics and appliances personal property coverage. However the damage usually has to be substantial and affect the laptops functionality. If your employer owns your work laptop and you damage it whether or not they will pay to fix or replace the laptop really depends on company policy.
